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Introducing the Leading Crypto Solution For Payment Processors & Businesses


As confidence in the crypto market grows, so do the technology and solutions supporting wide-spread crypto adoption and use. A 2022 study by Deloitte on crypto adoption, in collaboration with PayPal, found that the majority of US merchants surveyed believe that their customers “have a significant interest in using digital currencies for payments”, and that this interest is set to increase, as is the use of digital currencies to make “regular, everyday payments”. As evidenced, long-term confidence in the value and growth of cryptocurrencies and the crypto market is accelerating. In order to survive, merchants must keep up with pace. 

Spearheading this trend of growing confidence is ForumPay, the leading crypto solution for payment processors and businesses. Our crypto payment gateway bridges the gap between crypto consumers and traditional FIAT merchants and services, enabling these two communities to interact and benefit from our zero-risk, high-speed payment solution. 

This article explores how ForumPay works and also the benefits to consumers, businesses, payment institutions and processors alike.

The payment process

ForumPay’s secure, zero-risk and fast service allows merchants to tap into the affluent and growing market of 450 million plus cryptocurrency users and consumers with the confidence that their prices and income will never be affected by fluctuations in the value of the underlying crypto asset being used for payment. ForumPay’s instant price determination fixes the crypto price equivalent to the FIAT amount charged by the merchant. ForumPay owns and operates its own cryptocurrency exchange, which aggregates price feeds from a number of major cryptocurrency exchanges to provide the best available exchange rate for the transaction in real-time. 

Merchants also benefit from transaction speeds that are as fast as, if not faster than, cards, with incoming funds settled in the currency of their choosing on the next business day. What’s more, refunds, withdrawals and payouts can either be handled in cash, or made in any supported crypto, including popular stablecoins such as USDC or USDT. We charge one all-inclusive fee per transaction, which merchants can choose to absorb or pass on to the consumer. There are no set up, ongoing or other hidden fees. Merchants will only pay when they transact, and unlike cards there is no fraud, chargebacks or PCI-DSS compliance costs.

Benefits for consumers

Thanks to ForumPay, crypto consumers are able to access the hundreds of thousands of merchants and services that have already embraced a ForumPay-enabled PoS, meaning that this affluent community can use their digital funds to purchase online or in store from traditional FIAT-based merchants around the world. This encompasses everyday goods and services, entertainment, luxury cars and yachts, jewelry and even homes.

ForumPay is also fully wallet-agnostic, meaning consumers can make a  payment in any popular crypto from any wallet. Without ForumPay, crypto consumers would have to suffer the inconvenience of having to convert their crypto using an exchange and wire funds to a bank account in order to spend their crypto.

The ForumPay purchase experience is transparent from end-to-end for both merchant and consumer, which includes conversion rates and authenticity of funds. On the one hand, consumers see exactly how much crypto they need to pay before initiating the transaction, while on the other, merchants invoice in the fiat currency of their choice, avoiding any risk of market volatility.

How to start accepting crypto payments with ForumPay

We have designed ForumPay to integrate seamlessly into any existing online workflow or PoS platform. In fact, no integration is needed to accept payments from any mobile connected device. Invoice payment links can be sent to customers directly via email. Our open API also provides a simple means to expand payment ecosystems to include cryptocurrency, and we are already pre-integrated into many popular ecommerce shopping carts, such as WooCommerce, Drupal or Magento. ForumPay also offers a dedicated device with the ForumPay payment solution pre-loaded and ready to run. Out of the box and onto the counter, merchants will be ready to accept crypto payments in a matter of minutes. 

As well as payment processing, ForumPay also provides bespoke solutions and over-the-counter (OTC) services for high-value transactions 

If you are a business and have yet to start accepting payments in cryptocurrency, book a meeting with Dainis, one of our crypto payment experts to find out how. He’s available to answer all your questions. Alternatively, visit forumpay.com for more information.


ForumPay does not disclose financial advice. Anything shared is strictly to inform, entertain, or share thoughts and ideas. Please seek a registered financial advisor if you are looking for financial advice.


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